Personnel and Branch Structure of Participation Banks in Turkey

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Ferhat SAYIM

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Finansal Kurumlar ve Araçlar

Head-Module Title: Participation Bank in Turkey

I. Personnel and Branch Structure of Participation Banks in Turkey

Growth of Branch Numbers. As of the end of 2012, the number of deposit banks founded in Turkey is 32. While 3 of them are based on public capital, 12 of them are based on domestic private capital, and 16 of them are based on foreign private capital, 1 of them belongs to SIDF. Additionally, there are 13 development and investment banks founded in Turkey. When we take also 4 participation banks into consideration, it is seen that the number of banks in Turkey reaches to 49.

The number of branches of deposit banks was 7.570 in 2007, and reached to 10.234 with an increase of 35,2 %as of the end of 2012. The number of branches of participation banks was 422 in 2007, and reached to 828 with an increase of 96,2 %as of the end of 2012.

3 public banks and 1 SIDF bank excluded, each of 28 private deposit banks has average 254 branches, and each of 4 participation banks has average 207 branches. Looking at the growth rates of the number of their branches from 2007 to 2012, it is seen that the growth rate of branches of participation banks is almost three times more than deposit banks. The table below shows the position of participation banks within themselves.

Table-1: Growth of Branch Numbers, 2007-2012

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	108	174	144	179	605
2012	137	250	221	220	828
2011	123	200	180	182	685
2010	109	175	141	182	607
2009	101	158	121	180	560
2008	100	143	113	174	530
2007	80	118	87	137	422

Table-1/b: Increase Rate from Previous Year at Branch Numbers, 2007-2012

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average 2007-2012	14%	19%	19%	11%	15%
2012	11%	25%	23%	21%	21%
2011	13%	14%	28%	0%	13%
2010	8%	11%	17%	1%	8%
2009	1%	10%	7%	3%	6%
2008	25%	21%	30%	27%	26%
2007	27%	30%	10%	12%	19%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).

Growth of Personnel Number

As of the end of 2012, totally, 201.454 employees are employed in the banking sector in Turkey. Personnel number of deposit banks was 153.212 in 2007, and reached to 181.197 with an increase of 18,3 % as of the end of 2012. The number of personnel of participation banks was 9.215 in 2007, and reached to 15.356 with an increase of 66,4 % as of the end of 2012. Looking at the growth rates of the number of their personnel from 2007 to 2012, it is seen that the growth rate of personnel of participation banks is almost four times more than deposit banks

Table-2: Employment in the Banking Sector, 2007-2012

	2007	2008	2009	2010	2011	2012
Participation Banks	9.215	11.032	11.802	12.703	13.857	15.356
Deposit banks	153.212	166.325	167.063	173.133	176.576	181.197
>Public banks	41.056	43.333	44.856	47.235	50.239	51.587
>Private banks	75.124	82.158	82.270	83.633	89.047	90.612
>Fund banks	325	267	261	252	243	226
>Foreign banks	36.707	40.567	39.676	42.013	37.047	38.772
Development and investment banks	5.322	5.273	5.339	5.370	4.842	4.901
Total	172.391	182.630	184.204	191.206	195.275	201.454

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 201213) (PBAT, The Participation Banks Association of Turkey, 2012-13).

As of the end of 2012 (December 2012), the average personnel number for branch in participation banks is as follows:

Bank	Total Personnel No./Branch No.	Average Personnel No. for Branch 2011	Average Personnel No. for Branch 2012
Albaraka Türk	2012(2.758/137)	21,1	20,1
Bank Asya	2012(5.064/250)	22,7	20,3
Kuveyt Türk	2012(3.939/221)	18,5	17,8
Türkiye Finans	2012(3.595/220)	18,6	16,3
Total Sum	2012(15.356/828)	20,2	18,5
Deposit Banks	2012(181.197/10.192)	18,0	17,8

Actually, Bank Asya Participation Bank has the biggest personnel number and average personnel number. Apart from Bank Asya, Albaraka’s average is high. In deposit banks, average personnel number reached by dividing the total personnel number to the branch number is 18 in the end of 2011. The same average is 20,2 in participation banks. This means that participation banks employ 12 % more employees for branch than deposit banks for 2011. But both of them is equal almost in the end of 2012. The average personal decreased in the end 2012 for participation banks. Rapidly increase in the brunch number seems the cause of the decrease for average brunch personnel number.

Table- 3/a: Growth of Personnel Number (Participation Banks), 2007-2012

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	2.124	4.181	2.767	3.254	12.326
2012	2.758	5.064	3.939	3.595	15.356
2011	2.601	4.548	3.326	3.382	13.857
2010	2.175	4.266	2.850	3.403	12.694
2009	1.935	4.074	2.447	3.346	11.802
2008	1.796	3.806	2.245	3.185	11.032
2007	1.481	3.329	1.794	2.611	9.215

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).

Table-3/b: Increase Rate from Previous Year at Personnel Number (Participation Banks), 2007-2012

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average2007-2012	16%	14%	19%	9%	14%
2012	6%	11%	18%	6%	11%
2011	20%	7%	17%	-1%	9%
2010	12%	5%	16%	2%	8%
2009	8%	7%	9%	5%	7%
2008	21%	14%	25%	22%	20%
2007	28%	40%	29%	19%	30%

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